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As an investor, you have a different set of needs from most consumers. Many of these questions get into financial planning and are specific to your wealth building goals. Your choice of mortgage now will have significant impact on your ability to do future investments and meet your targets. These are the types of questions that we help clients explore on a daily basis.
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You need someone with expertise specifically in construction loans and has built homes themselves. Let us help you fulfill your dreams in building your dream home.
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When you're buying a house you want a low-stress and simple process. If you apply with a mortgage broker, you will frequently save money and they will be able to solve problems that your local bank can't.
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We're experts. There are constantly new products on the market to solve people's problems and needs. There are likely new options since the last time you looked.
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When you want to buy a home, one of the first questions most realtors ask is: "Have you been pre-qualified?" or "pre-approved?" Click "Apply Now" to get started!
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Most people also don't realize, as they see rates rising beyond what's affordable or their loans recasting earlier than expected, that their mortgage broker or lender maxed out the margin without clearly explaining why. Adjustable Rate Mortgages (ARMs) trade long term security for short term savings. Most people refinance every 4 years and move every 6. Statistically, most people would be better off with an ARM.
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There's a slightly more complex calculation when people have a little breathing room that determines how long it takes to cover the costs of refinancing. The rule of thumb is that if it makes financial sense over the period that you expect to keep the mortgage, do it.
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Our Commercial Team specializes in knowing the commercial mortgages. From Gas Stations to Apartment Building or Complexes to Warehouses to Major Properties, different lenders like different properties and different types of borrowers.
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